Complete Money Dashboard

The Complete Money Dashboard replaces all of them. One spreadsheet. One entry point. 16 tabs that update themselves.

Built by Unfold Factory Studio.

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What’s Inside

• Start Here tab — a live Financial Pulse with 5 key metrics showing your financial health at a glance, plus a color-coded tab map
• Settings tab — configure your categories, currency, and pay frequency once. Every other tab inherits it
• Accounts tab — track up to 20 bank and investment accounts
• Recurring Items tab — bills and income on autopilot, feeding directly into a 12-month Bill Calendar
• Transactions tab — your single data entry point for all income and expenses, with room for 500 transactions
• Monthly Budget — automatic actual-vs-budget comparisons, variance tracking, and a budget compliance score (0-100)
• 50/30/20 Rule — doughnut chart showing your Needs, Wants, and Savings split
• Paycheck Planner — 20 allocation slots to map every dollar before you spend it
• Bill Calendar — 12-month schedule auto-populated from your Recurring Items
• Savings Goals — up to 10 goals with progress bars, remaining amounts, and status indicators
• Debt Overview — up to 10 debts with payoff estimates and debt-to-income ratio
• Subscriptions — Keep, Review, and Cancel tags to audit recurring costs
• Net Worth — assets and liabilities linked with a 12-month trend chart
• Monthly Dashboard — single-month deep dive with 6 metric cards and category breakdown
• Annual Dashboard — year-at-a-glance income vs. expenses with a stacked bar chart
• Spending Trends — category-by-month heatmap with color scales and month-over-month direction arrows

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Key Features

• Single-entry architecture — enter each transaction once. 1,500+ formulas route that data to every budget, dashboard, and chart automatically. No copying between sheets.
• 5 automated dashboards — Monthly Dashboard, Annual Dashboard, Spending Trends, 50/30/20 Rule, and Financial Pulse on Start Here. All formula-driven. Zero manual updates.
• Budget compliance score — a 0-100 score showing how well you stuck to your budget this month, with color-coded conditional formatting.
• Savings goal tracking — up to 10 goals with target amounts, deadlines, and visual progress bars showing how much you need to save per month to stay on track.
• Net worth trending — 12 months of assets-minus-liabilities history with a line chart. See the trajectory, not just the snapshot.
• Spending heatmap — color-scaled grid showing where your money goes each month, with directional arrows for rising or falling spend by category.
• Bill calendar — 12-month view of every recurring bill, auto-populated from your Recurring Items tab. No manual entry required.

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How It Works

1. Download the .xlsx file and open it in Google Sheets or Excel
2. Go to Settings — enter your name, currency, expense categories, and pay frequency (5 minutes)
3. Enter transactions in the Transactions tab — date, amount, category, done
4. Budgets, dashboards, net worth, and savings goals update automatically

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Who This Is For

• Young professionals who want a complete picture of their money without four separate spreadsheets
• Freelancers and contractors tracking irregular income alongside fixed expenses
• Couples managing shared finances who need one unified view of budgets, debts, and savings
• Spreadsheet users who prefer the control of a spreadsheet over the constraints of a subscription app

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What Makes This Different

Most finance templates do one thing. A budget tracker here, a net worth sheet there, a savings goals list somewhere else. You enter the same data in three places and nothing connects.

This template has one data entry point. Enter a transaction once, and 1,500+ formulas handle the rest — routing it to your budget comparisons, dashboards, spending heatmap, and annual totals. 16 tabs. 1 entry point. Everything else is automatic.

The design is clean and modern — built to look like a fintech app, not a homework assignment. Every cell is fully editable. No locked sheets, no hidden formulas, no restrictions.

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Guarantee

Not the right fit? Reach out to Unfold Factory and we will make it right.

What’s Included

• Complete Money Dashboard .xlsx file (Google Sheets and Excel compatible)
• 16 pre-built tabs covering budgets, net worth, savings, debt, subscriptions, and dashboards
• 1,500+ formulas with automated cross-tab calculations
• 300+ sample transactions with realistic demo data across all tabs
• Guided Start Here tab with Financial Pulse dashboard and color-coded tab map
• Fully editable — no locked cells, no macros, no restrictions

Social Media Snippet

One spreadsheet. 16 tabs. 1,500+ formulas. Enter your transactions once — budgets, net worth, savings goals, and spending heatmaps update automatically. The Complete Money Dashboard for Google Sheets.

FAQ

Q: What format is this template in? A: The Complete Money Dashboard is an .xlsx file that works in both Google Sheets and Microsoft Excel. All formulas are cross-compatible — no macros, no VBA, no Excel-only functions. Upload to Google Drive and open with Sheets, or open directly in Excel.

Q: Can I customize it? A: Every cell is fully editable. No locked sheets, no protected ranges. Rename categories, adjust budget amounts, add rows, modify any formula. The Settings tab lets you configure your currency symbol, pay frequency, and all 16 expense categories in one place.

Q: Does it work on mobile? A: Yes. View and edit in the Google Sheets or Excel mobile app. The key input tabs (Transactions, Settings, Accounts) work without horizontal scrolling. Dashboard tabs with charts and heatmaps are best viewed on a larger screen.

Q: How do I access it after purchase? A: After checkout, Gumroad provides an instant download link. You also receive an email with a permanent link to re-download anytime. Open in Excel or upload to Google Sheets — the Start Here tab walks you through setup.

Q: Is sample data included? A: Yes. The template comes pre-loaded with 300+ realistic sample transactions, 5 accounts, 6 savings goals, 3 debts, and 45+ recurring items — so you can see how every chart and dashboard works before entering your own data. Replace the sample data when ready, starting from Settings and Accounts.